Monte Carlo Projection

Data as of: 2026-05

Parameters

Starting Portfolio (NZD) Annual Spend (NZD) Mean Annual Return (%) Volatility (%) Simulations Years

Gifts / Drawdowns

+ Add Gift

Run Simulation

Results

Scenario Comparison

Compare 2-3 editable scenarios using the same volatility, simulation count, horizon, and gift schedule as the simulator above. Work years assume an extra $460K of annual portfolio contributions before retirement withdrawals begin.

Compare